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What is a
credit rate?

A credit rate is an integrated assessment of your creditworthiness based on your credit report and certain personal information. The most popular is the FICO credit rate that ranges from 300 to 850. The highest rate determines lower risk for the lenders.

Сredit rating
9%
7%
5%
3%
Interest rate
What do we consider when making a credit granting decision?
  • We truly believe that our mission is to provide loans using innovative assessment approaches of creditworthiness that are far beyond traditional credit rate models based on FICO.
  • That’s why we use our own model based on big data and machine learning to take fast and wise lending decisions for the benefit of all the borrowers with insufficient credit history.
  • After filling out the application you will receive information about your credit rate and opportunities of improving it. The higher your credit rate, the better individual terms in Credeo.
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